Insurance companies are in the business of risk, and the higher the risk, the more money they can make. This of course happens in two ways: charging higher premiums to the individual driver evaluated to be at a higher risk, as well as slightly elevating the premiums of other drivers in the remaining client pool. As you can see, the negative qualities of the few can impact the prices for the rest of the group. With that said, all hope is not lost for the good driver with a diminished risk profile.

A risk profile is the evaluation most South African insurance companies make in order to get a better idea of what type of driver a potential customer is, as well as what type of risks their daily lives entail. Rural drivers face different risks than those that live in urbanized cities. Older drivers present a different set of risks than young teens, and so on and so forth. Minimizing your risks will affect the insurance quote you receive.

Now, certain risks cannot be explained away, such as age or location. But drivers looking to alter their risk profiles can do things such as take driving safety courses, or installing an alarm in their vehicle. Simple things, such as storing your vehicle in a garage, can also impact the “risk” a driver presents to an insurance company.

Have you done any of these things? If not, it’s time to look into it. Even if you already have an insurance plan, updating your risk profile can certainly be the starting point of negotiating a new, lower premium.

In its North American debut at the show was the F-Type – Jaguar brand new sporty two-seater. Seen for the first time with special order paint Fire sand and equipped with the possibility of ‘design’ and both exterior and interior ‘blacks’ packages, this individual F-TYPE – model of a V6 S – shows the range of options that are available personnalisation for customers.

The new Porsche 911 GT3 Cup is powered by a 3.8-liter flat six-cylinder engine. It generates 460 hp (338 kW) at 7,500 rpm, exceeding the predecessor of 10 hp. A six-speed dog-type of transmission developed by Porsche Motorsport, which is managed by the shift paddles on the steering wheel for the first time in a race car Porsche brand trophy transmits power to the rear wheels. The single piece racing wheels with central support have recently been designed by Porsche Motorsport. The width of the Michelin race slicks that increased by two centimeters by 27 centimeters in the front and rear wheels to measure Millimeters ° to 31 cm today.

A tendering system newly developed braking further improves the excellent resistance than its successful predecessor. The 380 mm drilled, ventilated steel brake rotors in the front axle is braked gripped by six-piston aluminum fixed. The rear axle has a version with four pistons.

Just one year after a complete redesign model, Honda has decided to make some changes to the Civic large enough for the 2013th time, with the car to hit retailers, we are getting our first look towards disclosure of the company for its high volume compact car. Done as a comic cartoon-style action, this video is for the more sporty Civic Si models and is obviously geared towards the younger, more passionate oriented buyers.

In the video, our two drivers hero drives a Civic Si sedan and coupe against a group of Mad Max-like vehicles with Tron similar consequences. Like any good business, this ad jambs many of the key features of the car in the two-minute video shows the new features such as Bluetooth and a reader of the text message.

Once BMW has unveiled its brand new 4 Series Coupe, we knew it would not take much for rendering digital version of the M4 most powerful to hit the Internet. F30Post worked with wild speed digital artist to create some really great rendering M4 is decisive, and then completed a good amount of information on the basis of sources and insights seized.

Although it does not take much to imagine what it will look like the M4 in the style of the cars M current and recent spy photos, this finally makes it give us something to ogle at until the machine reaches the end. New ideas include more aggressive front fascia, hood protruding roof made of carbon and larger wheels and brakes. Speed ??wild was kind enough to display images in a range of bright colors.

La voce entry-level Bentley

I have a friend who once told me that he would never buy the cheapest version of anything. I pressed on car and thought it was done in a corner when I talked about Bentley. With only Continental series cars – GT coupe, convertible GTC, Flying Spur four-door – and Mulsanne sedan on offer, sure my friend would go for something like the Continental GT coupe on the larger, more expensive Mulsanne. While their basic prices are separated by more than $ 100,000, price starting at $ 212.600 Continental GT should close command enough respect for my imaginary friend – and judges – a group of acquaintances country club.

“Ma no, you sono entry-level Bentley”.

Alas, even if in some way he is right. Every car that offers more than one model is technically an entry-level. The Continental GT coupe is the car for Bentley, the least expensive ticket that gains you access to the Flying B and all the pampering, customization and performance that entails.

For those still trying to figure out what the BMW i3 Concept Coupé is about the brand of Monaco of Bavaria has provided an explanation in moving images, as well as a much better look inside. The result of 40 years of tinkering with electric cars, the production version of the Concept Coupé i3 will be a first taste of the audience of the brand BMW i, and a prelude to i8.

AutoExpress reports will stop selling the Subaru Impreza WRX and WRX STI in the UK from next year. A spokesman for the company said was the assessment of the Subaru Impreza and its performance in the UK for the past year and has finally decided to pull the plug. This means that all TSI performances of iterations also go to dealer lots, including the WRX and. The spokesman said unnamed Subaru Italy currently has no plans to bring the rest of the stock of both models once the current supply sells out. This means that buyers in the UK have until about the early summer of 2013 to get their hands on TSI.

Two months ago, I was carving pumpkins in a canyon – last week, I was in a pumpkin carving canyons. I honestly prefer the latter.

It ‘hard not to notice the Subaru WRX 2013 Special Edition. The twins (the automaker offers the package is on its superior performance WRX and STI brother – only 300 copies in total) come in Tangerine Orange paint with circles jet blacks, blacks and blacks distinctive exterior mirrors front fender. Updates are purely cosmetic nature carried in the cabin with fabric black with orange contrast stitching on the seats, doors, shift boot and piping on the floor mats.

After a day, I completely forgot about the controversial orange paint (either love or hate the color burnt pumpkin) and focused on the simple joy of driving the rally-inspired Subaru WRX.

guide Note

We have recently shown that the updated version of the Ford Transit Connect Wagon in all its splendor updated. Well, here’s the new Transit Connect 2014 (note the lack of “Wagon” in the name, for its purpose on the market mentality), and the small Ford van of choice for your hard work. Ford says this van is ideal for small businesses and fleets that seek to give priority to fuel economy. Two to four-cylinder gasoline were announced, as well as the availability of compressed natural gas-mill with CNG preparation package. The base engine is a 2.5-liter DOHC inline-four, while the more powerful engine is a 1.6-liter EcoBoost inline-four. Ford is anticipating over 30 miles per gallon by the latter. Power is transmitted to the front wheels through a six-speed automatic transmission with overdrive.

The Transit Connect is equipped with all the latest collection of goodies including Ford, available in 6.5-inch touchscreen with Sync and MyFordTouch, as well as Ford’s MyKey programmable key system, however, the key feature of the Transit Connect is the capacity, and this van appears to have in spades, including a maximum of 1,600 pounds of payload and more than 130 cubic feet of cargo space. When properly equipped, it can tow up to 2000 pounds or so.